Michael’s experience is extensive in financial planning as well as capital markets. He uses this understanding to create a plan that has the ability to grow responsibly over time while helping to preserve your wealth. He takes into account how you feel about risk as well as what matters the most to you based on your values. The only way to develop a financial plan is getting to know you, your goals, and your values so that your plan is exactly that- yours.
He translates your financial plan into an investment strategy that is four parts:
*Asset Allocation does not ensure a profit or protect against a loss.
Michael will work with you to gain an understanding of what’s important to you and why. Where do you want to go in life? What matters most to you? What are your passions?
He will then carefully consider what matters most to you and design your plan and present in clear detail how we should move forward and help answer any questions.
A core business belief is that you should understand your plan and the investment strategy. Once that is in place, he will get everything implemented, select the investments, and handle all the paperwork.
Your plan complemented by your investments, will be continually monitored and reviewed for any needed changes because nothing in life is static and your goals and life will change and we will need to reflect that accordingly.
“Would you tell me, please, which way I ought to go from here?”“That depends a good deal on where you want to get to”, said the Cat.“I don’t much care where-“ said Alice.“Then it doesn’t matter which way you go”, said the Cat.“-So long as I get somewhere”, Alice added as an explanation.“Oh, you’re sure to do that”, said the Cat, “if you only walk long enough.”
-Alice in Wonderland Chapter 6, Pig and Pepper
Whether wandering around in Wonderland or fulfilling your retirement dreams, you need a well-conceived plan in order to be successful. A watchful eye on today’s complex domestic and global economy will help to keep your plan on track. There are 3 parts to a financial plan:
Achievable goals: Having realistic goals is the foundation to a financial plan, otherwise, we are wandering around Wonderland eventually ending up somewhere but not necessarily where you want to be. What does travelling in retirement mean to you? Spending time with family, helping pay for college, charitable giving, legacy goals, etc…you set the goals and I work to help you manage them.Clear Financial Profile: We work in tandem to understand the complete financial picture. We will work towards building a proper emergency savings, income streams, and adequate growth to keep pace with your goals.Review and Adapt: A plan is a living document. We need to update and make changes when necessary. Life changes and this is why we meet together on an agreed upon schedule to ensure your plan is on track.